Buyer Resources

How to Buy a Home in Hawaii

#1: Consultation with a Real Estate Agent

Everyone’s needs and situations are different. By sitting down with us, we will assist you with navigating different programs and offering solutions that might work for you.

#2: Pre-Qualify with a Lender

We will connect you with a trusted lender to pre-qualify you and answer your financial questions.

#3: Determine Your Monthly Budget

What are you willing to spend each month on only your mortgage, maintenance fees, taxes, and insurance? Why do we determine monthly budget? Read More…

#4: Automated E-mail Home Search

We will put you on an automatic e-mail search filtering all listings that fit your location, needs, and monthly budget, keeping you up-to-date on the market.

#5: The First Tour

Nothing beats previewing property in person. The first tour is a 3-4 hour long appointment where we schedule 10-12 private showings.

#6: Additional Showings

Once we further narrow down your parameters, we will contact you as soon as new properties come on the market to immediately schedule a viewing.

#7: Property Selection

Congratulations! You’ve identified a property. Our next step is to make sure you select the property right for you.

#1: Comparative Market Analysis

Once you identify a target property, we research the neighborhood and surrounding properties to help you determine the fair market value of the property.

#2: The Purchase Contract

We prepare and review Hawaii’s Purchase contract with you to make an offer. We review all aspects of the contract and together determine an offer price.

#3: Negotiation

As your Buyer’s agent, we negotiate the terms and price on your behalf.

#4: Opening an Escrow Account

Once your offer is accepted, we open an Escrow Account. An Escrow Account is a neutral third party between the buyer and the seller safekeeping all funds throughout the transaction. Initial deposits are due at this time.

#5: Inspection Period

You will have an opportunity to have the property inspected by licensed professionals. We will assist in scheduling, coordinating, and attending all inspections with you including a professional inspection, termite inspection, final walk-through inspection and any other inspections deemed necessary on the property by the neighborhood or association.

#6: Due Diligence

We additionally provide you with:

  • Preliminary Title Report

  • Sellers Real Property Disclosure Statement

  • CC&R’s (Conditions, Covenants, & Restrictions) if any

  • Condo and/or Association Documents.

#7: Additional Research

We do additional research to resolve any issues arising from your review of all documents and inspection of the property.

#8: Tracking Timeframes

Time is of the essence. With the assistance of our transaction managers, we track all timeframes of the contract to ensure all deadlines are met.

#9: Escrow Signing

You’re almost there! We will accompany you and review all documents before you sign them.

#1: Key Transfer

Upon recordation, keys will be immediately delivered to you.

#2: Always Available

Our service to you doesn’t end at closing. We are always available at any time if you have any questions or require any assistance.